Trainee Payment Analyst (Internship)

What You'll Do

Payment formats and configuration

Learn and work with global payment standards:

ISO 20022: pain.001 (credit transfers), pain.002 (status reports), camt.053/054 (bank statements)

SEPA, SWIFT MT/MX, and country- and bank-specific formats

Configure and map payment formats from ERP data (SAP and others) to the format each bank requires

Help migrate customers between format versions, for example ISO 20022 V3 to V9, to meet bank and SWIFT deadlines

Testing and validation

Validate XML payment files against XSD schemas and bank specifications

Run end-to-end tests in UAT environments, then analyse the bank's acknowledgements and rejections

Write test cases and keep test evidence for customer sign-off

Support and troubleshooting

Investigate customer tickets such as rejected payments, mapping errors, file transfer failures and status mismatches

Read logs, query databases with SQL and find the root cause, with help from senior analysts

Coordinate with banks, customers and internal development and cloud teams

Ways of working

Work in Agile/Scrum sprints using Jira, and document configurations and decisions in Confluence

Collaborate with colleagues in India and Europe

Must have

BE / B.Tech in Computer Engineering, or an equivalent degree in IT or Computer Science (2025 or 2026 graduates welcome)

Strong grasp of programming fundamentals in at least one language (JavaScript/Node.js, Java or Python)

Good working knowledge of SQL (joins, filters, aggregations)

Understanding of data formats: XML, JSON and CSV

Analytical mindset and close attention to detail, because one wrong field means a failed payment

Clear written and spoken English

Good to have

XML Schema (XSD), XPath or XSLT

REST APIs and tools such as Postman

ETL tools (Pentaho, Talend or similar), or experience transforming data in scripts

Git, the Linux command line, SFTP

Basic knowledge of banking, payments or finance (we'll teach the domain)

Internships or academic projects in data integration, automation or fintech

Soft Skills

Curiosity and willingness to learn a new domain quickly

Ownership, and follow-through on tasks and customer issues

Being comfortable asking questions and documenting what you learn

What We Offer

A structured training programme with a dedicated mentor

Work with real global customers, banks and modern integration technology

Hands-on experience with AI-assisted development

A clear growth path from Trainee to Payment Analyst, with opportunities in integration and development

An international team and a hybrid way of working

Next steps: Simply apply here via the internal job market - we will contact you as soon as possible. Good to know: We will contact you first - your current manager will not be informed about your internal application.

Your HR Contact for this position is: Vipin Yadav

This role is based in: Pune